Smoking and Life Assurance «

As its National Heart Month, I have been researching and sharing top tips for looking after your heart. My top tip today was to give up smoking.

Smoking is one of the major causes of cardiovascular disease, and smokers are almost twice as likely to have a heart attack as people who have never smoked!*

The primary reason of giving up smoking is obvious; it will reduce your risk of a heart attack. This applies especially if you have suffered from a heart attack previously – It reduces the risk of a re-occurance by 25%! Other obvious reasons include to prevent other health conditions occurring and to save money from not buying cigarettes. There is a major saving you could be making that may not have crossed your mind though…

Life Assurance; Smokers pay almost double for life assurance! Many ex-smokers are still paying the higher rates as they have neglected to tell their life assurance provider! Infact, it has been found to reduce your premiums by around 46% if you give up smoking!

If you have given up smoking over 12 months ago, you may now qualify as a non-smoker!

Visit www.bhf.org.uk/heart-health/prevention/smoking for more information on tips to help you give up smoking!

*British Heart Foundation

Andrew Wilkinson February 16th, 2011

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Smoking and Life Assurance